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The recent economy has made saving money a priority for many homeowners and business owners. However, before hiring the least expensive painter you can find, you should be aware of some potential pitfalls of hiring an unlicensed and uninsured painting contractor.

The fact is cutting costs can backfire and cost hundreds or even thousands more in the long run. Unfortunately, we’ve all heard horror stories of unscrupulous contractors that either disappear half way through the job or ask for more money to finish the work.

Four Reasons You Should Hire a Licensed and Insured Painting Contractor:

Before you make a decision, consider some of the potentially serious risks of hiring a painting contractor that is not licensed or insured:

  1. Painting can be hazardous work that includes climbing ladders and dealing with solvents. If a painting contractor is not insured, you could end up paying out of your own pocket if your homeowner’s policy is insufficient to cover bills when a contractor becomes injured or an accident occurs on the your property. Other possibilities include increased insurance costs or cancellation of a homeowner’s insurance policy.
  2. Unlicensed and untrained painters are not subject to meeting minimal requirements required for their trade and may provide poor quality, inferior work that needs to be completed again at additional costs. Improper taping alone can ruin cabinetry and cost thousands of dollars to replace. Professional licensed and insured painters, on the other hand, understand the importance of preparing surfaces properly, utilizing the right paints and tools for the job, and handling any leftover hazardous wastes appropriately.
  3. Scams in the construction industry have become legendary and unscrupulous painting contractors are no different. Beware of unsolicited phone calls, high pressure sales pitches, a company with no verifiable address and phone number, or painters that cannot be located easily on the Internet. Hiring a licensed and insured contractor reduces the risk of getting stuck with out-of-pocket expenses due to theft or other crimes.
  4. Hiring an unlicensed, uninsured painting contractor may leave you with little recourse if there is a dispute or work is substandard or never completed. A licensing agency may suspend or revoke a painting contractor’s license, but if a painter is not regulated by a governmental agency you are left unprotected. Often, unlicensed contractors do not have ties to the community and, as a result, may not return to fix problems.

Make an Informed Decision

Quality professional painters will be only too happy to provide you with copies of their certificates of insurance and licenses.

Hiring a licensed and insured painting contractor will give you peace of mind that the business owner is responsible and thorough with their business operating procedures. In addition, an experienced and reputable painting contractor can provide expert work and a project completed in a timely and responsible manner that exceeds your expectations.

Let us, at Moorhouse Coating, be YOUR professional!


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